![]() Not all Telephone Banking services are available 24 hours a day, seven days a week. To apply, you must be a UK resident aged 18 and over.įor credit cards and loans, the interest rate offered to you will also be based on this assessment.Ĭalls and online sessions may be monitored and recorded. More information on the Group can be found at The issue of a credit card or loan and the amount of credit or lending offered to you depends on an assessment of your personal circumstances. MBNA Limited and Lloyds Bank plc are both part of the Lloyds Banking Group. ![]() Lloyds Bank plc adheres to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Registered in England and Wales number 2065. Lloyds Bank plc Registered Office, 25 Gresham Street, London EC2V 7HN. MBNA is a trading style of Lloyds Bank plc. Works exclusively with Lloyds Bank plc.Personal loans: for personal (unsecured) loans, MBNA Limited: MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, Register Number: 204487 for the provision of payment services. Authorised and regulated by the Financial Conduct Authority. Registered in England and Wales under company number 02783251. Registered Office: Cawley House, Chester Business Park, Chester CH4 9FB. SWIFT payments might take up to 5 days to reach your account.Īs long as there are no restrictions on your credit card account, the value of your payment will be available for you to use from the start of the working day on which your payment is due to be completed.Ĭredit cards: are issued by MBNA Limited. ![]() Your 16 digit card number as a reference. You can also call us using the international phone number printed on the back of your card (standard network charges may apply), but if you can’t do this, most overseas banks can to make SWIFT payments to us. One of the quickest ways is to make a payment using your UK debit card. To make a payment when you’re travelling abroad, log in or register for Online Services. You can withdraw a larger amount over the counter at an overseas bank if you need to, but it’s likely you’ll need to present photographic ID (such as your passport) as well as your credit card. ![]() As in the UK, these limits are set by the individual cash withdrawal service provider and country restrictions may also apply. Please refer to the terms and conditions of your account for details.Īs well as the fees and charges detailed above, it’s useful to know that, although you can withdraw money at ATMs displaying the Mastercard or Visa logos, limits may apply. If you take out cash with a credit card abroad, or make purchases in a foreign currency, you may be charged interest on the transaction. This will be charged in addition to the non-sterling transaction fee. If you use your credit card to withdraw money from an ATM, or buy foreign currency/travellers’ cheques (including bureau de change services in the UK), a cash withdrawal fee usually applies. If a retailer/service provider offers the option to pay in pounds sterling, they might also charge a fee, so check with them before you pay.ĥ% of the transaction value. Unless otherwise specified in your account terms and conditions, the following fees and charges apply when you use your credit card for foreign currency transactions:Ĭredit card payments made in foreign currency will be subject to a variable exchange rate set by your payment scheme provider – that’s either Mastercard® or Visa.Ģ.95% of the transaction value.
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